Empyrean ALM

A cash flow and risk analysis platform used by banks and credit unions for ALM and liquidity planning.

Pricing: custom
Open source: No

Editorial review

Empyrean ALM has not yet been editorially reviewed. User reviews and published field data below are unaffected — we say so rather than implying an editorial verdict.

Facts & attributes

Every value carries its evidence state. “—” means unknown — never a silent default (P-02).

Identity · Taxonomy

Tags(open-source;cloud-native): asset liability management, interest rate risk, banking, credit unions, treasury, funds transfer pricing, cecl, liquidity riskVerified

Platform · Deployment

Delivery model(SaaS;self-hosted;desktop;mobile;embedded;managed-cloud;appliance): SaaSVerification pending

Pricing · Licensing

Pricing model(free;subscription;usage;seat;asset;transaction;revenue-share;perpetual;custom): customVerified

Features · Product · Fit

Core capabilities(authoring;automation;analytics): measures interest rate risk with NII and EVE/NEV across unlimited interest rate paths, models deposits with repricing and decay calibrated to your data, runs rate, funding, pricing, and growth scenarios on demand before ALCO commits, built-in funds transfer pricing (FTP) engine shared with Profitability, change tracking, full audit trail, with inputs visible in-platform or in Excel, one cash-flow engine across ALM, CECL, capital & liquidity stress testing, budgeting & planning, and profitabilityVerification pending

Audience · Use · Case

Best for(Neutral editorial summary): Banks and credit unions wanting interest rate risk, CECL, liquidity and budgeting on one platform with shared assumptionsVerification pending
Company-size fit(individual;SMB;mid-market;enterprise): SMB, mid-market, enterpriseVerification pending
Primary use cases(build;monitor;automate): interest rate risk measurement and balance sheet strategy construction, ALCO and board reporting with audit trail, CECL, liquidity risk and capital stress testing on shared assumptions, budgeting & planning and profitability analyticsVerification pending

Lifecycle · Versioning

Maintenance status(active;maintenance;deprecated;EOL;archived): activeVerification pending

Vendor · Maintainer

Vendor type(commercial;foundation;community;government;consortium;individual): commercialVerification pending

User reviews

Review policy

No published reviews yet.