Plaid

Data network connecting financial accounts to applications via APIs.

Pricing: usage, subscription, custom
Free tier: true
Open source: No

Editorial review

Plaid has not yet been editorially reviewed. User reviews and published field data below are unaffected — we say so rather than implying an editorial verdict.

Facts & attributes

Every value carries its evidence state. “—” means unknown — never a silent default (P-02).

Identity · Taxonomy

Tags(open-source;cloud-native): open banking, financial data, payments, kyc, fintech apiVerification pending

Platform · Deployment

Delivery model(SaaS;self-hosted;desktop;mobile;embedded;managed-cloud;appliance): SaaSVerification pending

Pricing · Licensing

Free plan(true/false): trueVerification pending
Pricing model(free;subscription;usage;seat;asset;transaction;revenue-share;perpetual;custom): usage, subscription, customVerified

Features · Product · Fit

Core capabilities(authoring;automation;analytics): Connections to 12,000 financial institutions across 20 countries, Bank payments designed for fast connection and high conversion, Credit scoring and underwriting reflecting real-time financial behavior, Fraud protection built on millions of data points, Auth, Identity, Transfer, Transactions, Investments and Income APIs, Plaid Link for user-facing account connectionVerification pending

Api · Integrations · Ecosystem

API available(true/false): trueVerification pending

Audience · Use · Case

Best for(Neutral editorial summary): Fintech builders connecting users' bank accounts, payments and identity to 12,000 institutions across 20 countries.Verification pending
Company-size fit(individual;SMB;mid-market;enterprise): individual, SMB, mid-market, enterpriseVerification pending
Primary use cases(build;monitor;automate): Bank account funding and payments, KYC and AML compliance, Personal financial management, Consumer and business lending and underwriting, Fraud and risk preventionVerification pending
Skill level(beginner;intermediate;advanced;specialist): advancedVerification pending

Lifecycle · Versioning

Maintenance status(active;maintenance;deprecated;EOL;archived): activeVerification pending

Vendor · Maintainer

Founded year(2012): 2013Verified
Headquarters country(US): United StatesVerified
Vendor type(commercial;foundation;community;government;consortium;individual): commercialVerification pending

Also categorized in

Open Banking Platforms

User reviews

Review policy

No published reviews yet.